If you sustained injuries in an accident caused by another person’s negligence and need help covering your medical bills and other damages, get in touch with an experienced Memphis personal injury lawyer today.
Having to deal with the fallout of an accident is tough, especially when it wasn’t even your fault. You may feel physically unwell and in pain, not to mention the mental stress and anxiety caused by mounting medical bills and other costs. These costs can add up to thousands or even hundreds of thousands of dollars. How are you going to pay for all this? What about the added expense of being unable to work while recovering?
In many cases, an insurance company is expected to pay for these damages. But insurance companies don’t like giving payouts and will do anything to lower your settlement amount or even outright deny your claim. What are supposed to do about that?
Well, one thing you can do is reach out to an experienced Memphis personal injury lawyer. An attorney can be a huge help when it comes to personal injury claims. They can help you determine who can legally be held accountable for your injuries and other damages and will work to get you fair compensation.
Let’s look at what personal injury means and how an attorney may be able to help.
What Is a Personal Injury Claim?
Personal injury law relates to bodily injuries as well as emotional damage caused by another party’s negligence or carelessness. There are four things you will need to provide evidence for in order to have a successful personal injury claim:
The at-fault party owed you a duty
You’ll need to prove the defendant had a duty to prevent harm to others. For example, motorists owe all other road users a duty to drive safely to prevent accidents. A retail store owes a duty to its employees and customers to keep the walkways free of items and liquids that could cause someone to trip or slip and fall and sustain an injury.
The at-fault party breached their duty
If you want to hold an individual or company accountable for your losses, you’ll need to prove that they breached their duty. For instance, if a motorist ran a red light and smashed into your car, they breached their duty of obeying traffic laws.
You sustained an injury
To recover compensation, you must have evidence of physical, emotional, or financial damages caused by the at-fault party’s breach of duty. Evidence can include things like medical bills, pay stubs for missed work, or vehicle repair bills.
The other party was responsible for your injury
This is perhaps the most important part of a personal injury claim, in which you must provide evidence that the other party’s actions lead to your injuries. With car accident claims, for example, a police report is an excellent piece of evidence you can use to support your claim.
What Can a Memphis Personal Injury Lawyer Do to Help?
If you only have minor damages and the insurance company is cooperating, you can usually work it out them and will likely not require a lawyer. However, an injury attorney is useful in complicated cases with multiple at-fault parties, high-value cases, or when the insurance company is challenging to work with. Below are some situations where working with a Memphis personal injury lawyer may be beneficial.
The Insurance Company Denied Your Claim
There are many reasons for insurance claim denial. Sometimes the denial is valid, and sometimes it’s unfair. Insurance companies would prefer not to pay if they don’t have to, and they may try to take advantage of you not knowing how the process works. An attorney knows the process, and they have extensive experience in dealing with insurance companies. An injury attorney can assist you with filing an appeal to recover fair compensation if your claim was unfairly denied.
The Insurance Company Undervalues Your Claim
One common reason to retain a personal injury attorney is when an insurance company tries to offer a settlement that doesn’t cover all the damages. For example, they may offer to pay for your initial checkup after an accident but refuse to pay for physical therapy or the price of a rental car. An experienced Memphis personal injury lawyer will be able to assess your damages and figure out what is eligible for compensation. They’ll be able to put a fair value on your damages and demand that the insurance company covers what it’s supposed to.
Multiple Parties Can Be Held Accountable
Sometimes there are cases where multiple parties contributed to your injuries. Truck accidents, for instance, are often complicated because there can be multiple defendants. Depending on the circumstances, the truck driver, the trucking company, the truck manufacturer, or even the company that loaded the truck might be liable. Situations like this are easier to pass off to an attorney, so you can focus on rest and recovery instead of navigating the complicated legal process by yourself.
What Types of Accidents Do Memphis Personal Injury Lawyers Handle?
There are many types of cases that personal injury lawyers can assist with. Some common types of cases that most personal injury attorneys take on are:
- car accidents
- motorcycle accidents
- 18-wheeler accidents
- slip and fall injuries
- dog bites
- traumatic brain injuries
- back and spinal cord injuries
- wrongful death claims
- nursing home abuse claims
Not all attorneys handle every type of case, so when you’re searching for an attorney, you’ll need to ensure that the law firm handles your type of case before moving forward. Our Memphis personal injury attorneys offer free consultations, so you’ll be able to find out if we can take on your case without worrying about fees.
Reach Out to a Memphis Personal Injury Lawyer at Wright & Gray Today!
Contact the experienced Memphis personal injury lawyers at Wright & Gray if you sustained injuries due to another party’s negligence. Call today, and we’ll see if we can help you recover the compensation you are entitled to.